Fred Valz and Melissa Bailey won summary judgment in the Northern District of Georgia on behalf of their insurance carrier client.  We argued on behalf of the carrier that no coverage was afforded under the commercial policy because the driver did not meet the policy definition of an insured person.  The Court agreed, holding that the driver’s use of a personal vehicle took him outside the policy definition of an insured person.  As a result, the insurer had no duty to provide a defense, coverage, or indemnity to the insured or his employer for the tort suit.